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The number one cause of lost gold is death and the money pouch will not protect you from that.
That aside, the money pouch burns 1,000,000+ gold to protect gold from theft. For most people this is a fantastically inefficient means of protecting your wealth. The average player will be much better off just using the banks and paying the 0.02 fee. You have to cross the 50 million gold mark before the money pouch even begins to seem like a good option.
"On the battlefield I am a god. I love war. The steel, the smell, the corpses. I wish there were more. On the first day I drove the Northmen back alone at the ford. Alone! On the second I carried the bridge! Me! Yesterday I climbed the Heroes! I love war! I… I wish it wasn’t over."